Bad Habits That Drain Pockets of Breadwinners

I recently published in my Pinoybreadwinners Facebook page these 8 bad habits that drain pockets. Let me share them with you here.

Work on killing these bad habits that drain your pockets! Photo source: Pexels

“I’ll do it tomorrow.”

Sinasabi ko sayo, tomorrow never comes!

Procrastination does not give results. Kabubukas mo, next week, or mamaya na, nawala na ang opportunity sayo.

“It will work out on itself.”

Sinasabi ko sayo, there is no such thing as magic!

If you will not act today, the things you want to happen will not just turn out magically. Gusto mo ng retirement fund na 10 million after 20 years, simulan mo mag-ipon. Gusto mong pumayat, mag-exercise ka. Gusto mo syang ligawan, makipagkaibigan ka na. πŸ˜œ

“It’s not my fault.”

Sinasabi ko sayo, blame game will not take you to success!

If you will not be accountable and take responsibility for your actions and results, no one else will. Kailangan mong matutunan ang lessons sa bawat failures mo, so take responsibility.

“I already know that.”

Sinasabi ko sayo, you cannot eat pride!

Be a lifelong learner. You can learn from many people. Minsan, new learning will ignite new opportunities. Makinig ka and acknowledge that you don’t know everything.

“I won’t ask because it makes me look stupid.”

Sinasabi ko sayo, wag mahihiyang magtanong πŸŽΆπŸŽΆ

Mas magmumukha kang stupid if you assume you know the answers when you really don’t. Listen. Don’t be afraid to ask questions. When you ask questions, you answer your own doubts and you gain wisdom. Life is a series of questions. Help each other by asking sensible questions and learn much.

“I can’t do it.”

Sinasabi ko sayo, it’s not easy but it’s possible.

Wala namang large feat in life na madali eh. Pero possible sya for people who are not afraid to try. If it makes you afraid, then do it afraid and you’ll discover that the first step to success is being courageous first.

“I might lose if I try.”

Sinasabi ko sayo, take risks!

Not all opportunities are created equal. Mamimili ka rin dapat. Pero it is better to try and risk than not doing anything. If you don’t try, you don’t risk anything pero you lose possible opportunities na makikita mo lang when you try.

“I will just save money.”

Sinasabi ko sayo, saving is not the end goal! 

You will save money for bigger reasons: retirement, comfortable life, travel, helping out others. Hindi nagtatapos ang success kapag nagsave ka lang ng pera. Financial success involves managing your spending, protecting yourself and investing. One good start in doing all these is investing in a VUL policy. #AskMeHow

Need inspiration? Here is something to motivate you, Pinoy breadwinner!

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